Monica Jasuja is a seasoned global product management expert specialising in fintech and payments, with over 24 years of experience across four continents in the consumer, internet, and digital financial services. She excels in strategizing, defining, and deploying commercially viable solutions that transform payment landscapes. As Chief Expansion and Innovation Officer at the Emerging Payments Association Asia (EPAA), she leads transformative payment initiatives and ecosystem development across Asia.

Her strategic vision has powered multinational giants including PayPal, Mastercard, and Gojek across US, India, Southeast Asia, and Taiwan. Her work consistently demonstrates a deep understanding of emerging market dynamics and a commitment to developing solutions that address complex financial challenges.

Her expertise spans fintech, payments, product and strategic partnerships, with particular focus on India, Indonesia, and global markets.

Her extensive experience, combined with her insightful analyses, regularly contributing insights on payment innovation, digital transformation, and financial inclusion and effective communication, has established her as a recognized authority in the fintech sector. Monica's thought leadership has earned global recognition, including rankings as one of Favikon's Top 5 Most Influential Fintech Voices on LinkedIn, NORBR's Top 10 Payment Leaders, Thinkers360's Top 50 B2B Leaders in APAC, and Onalytica's Top 15 Global Fintech Thought Leaders.

As an industry catalyst, Monica actively mentors startups and women technology leaders, sharing her expertise in product development, market expansion, and strategic growth.

Monica holds a Master's in Computer Science from the University of Illinois at Urbana-Champaign, a Mathematics degree from Lady Shri Ram College for Women, New Delhi, and an Independent Director Certification from the Indian Institute of Corporate Affairs (IICA).

Her combination of technical expertise, strategic vision, and industry insight continues to shape the future of digital payments and financial services.

The Emerging Payments Association Asia (EPAA) is the leading membership organisation uniting innovative businesses across the Asia Pacific payments ecosystem. EPAA bring together industry leaders, regulators and technology providers to shape the future of payments through collaboration, policy engagement and thought leadership.

Why now? 
All forms of digital payments depend on encryption. But today’s cryptographic defences won’t hold up against tomorrow’s quantum computers. Global security agencies, regulators, and payment leaders are already preparing for the transition to post-quantum cryptography (PQC) — and the scale is massive. 
Banks and payment providers will soon be required to rethink encryption across thousands of systems and interfaces, under tight timelines. Inaction could expose networks to fraud, compliance penalties, reputational damage — and operational shutdown. 
What’s in it for you 
This is not another whitepaper talk. It’s a working session for senior business and risk leaders to: 

• Understand what quantum risk means in real operational terms 
• Explore the fraud and compliance implications for your systems 
• Clarify what regulators and clients will expect from you — soon 
• Identify action steps you can take before this becomes a crisis 

Learn from real-world insights (not hypotheticals) 

Panel Discussion: Is Regulation a Driver of Barrier to Innovation?

As digital currencies reshape global finance, regulation sits at the center of both opportunity and tension. This panel explores how smart regulatory frameworks can enable trust, scale, and innovation—while poorly designed rules risk slowing technological progress and excluding emerging players.