Allison Middleton heads the Digital Currency Adoption Unit and has served as an active member of the Central Bank of The Bahamas’ digital currency project management team since its inception. As a SandDollar veteran, she is well-versed in all aspects of the initiative.  In her current role, Allison plays a crucial part in advancing the national mass adoption of the Bahamian CBDC by developing strategies and implementing impactful programs to enhance the user experience. Allison’s background includes software engineering, information technology training and support, strategic communication and financial inclusion.

The Central Bank of The Bahamas, located on the island of New Providence, was established on 1st June, 1974, and is a monument to one of the most rapidly growing, international financial centers in the Caribbean. This unprecedented legal authority manages the financial policies of an independent nation, The Bahamas.

Offline CBDCs: The Importance of Offline Functionality for Financial Inclusion

This presentation highlights the importance of offline CBDC functionality in achieving financial inclusion, particularly in underserved and remote communities, as well as disaster-affected areas with limited access to infrastructure. Beyond its technical value, this session explores how the introduction of offline capability would serve as a strategic driver of SandDollar adoption by increasing accessibility, trust, and usability.